Privacy Policy
Effective as of May 5, 2026
This Privacy Policy ("Policy") applies to DonBethune.com and governs data collection and usage by Don Bethune ("I," "me," or "my"), a licensed Mortgage Loan Originator, NMLS #2833380, sponsored by and operating through Xpert Home Lending, NMLS #2179191. Mortgage loan origination services are provided through Xpert Home Lending. By using this website, you consent to the data practices described in this statement.
Collection of Your Personal Information
In order to better provide you with loan origination and financial services, I may collect personally identifiable information, including:
- First and last name
- Mailing address
- Email address
- Phone number
- Employer and job title
- Financial information relevant to loan qualification
- Government-issued ID information (as required for loan processing)
I do not collect any personal information about you unless you voluntarily provide it. You may be required to provide certain personal information when you elect to use certain products or services, including: (a) submitting an inquiry or application; (b) sending an email message; (c) scheduling a consultation; or (d) engaging my services. I will use your information to communicate with you in relation to services you have requested. Additional personal or non-personal information may be gathered in the future as necessary.
SMS / Text Message Communications
By checking the consent box and providing your phone number, you consent to receive calls and text messages from Xpert Home Lending and/or its loan originators, including Don Bethune, at the number provided, including messages sent by automated technology. Consent is not a condition of purchase or loan approval. Message and data rates may apply. Reply STOP to opt out and HELP for help.
- Types of messages: You may receive transactional messages (appointment reminders, application status updates, follow-up communications) and/or promotional messages (information about loan products, rate updates, service announcements).
- Message frequency: Message frequency varies based on your interaction with my services.
- Opt-out: Reply STOP at any time to unsubscribe from SMS messages. You will receive a confirmation and no further messages will be sent.
- Help: Reply HELP for assistance or contact me directly at don@xperthomelending.com.
- Message & data rates may apply. Contact your wireless provider for details.
- Consent is not a condition of purchase or service. You may receive services without consenting to SMS communications.
- Your SMS consent is never sold, rented, or shared with third parties or affiliates for their marketing purposes.
Use of Your Personal Information
I collect and use your personal information in the following ways:
- To operate and deliver the services you have requested
- To provide you with information about loan products and financial services
- To provide you with notices about your inquiry or application
- To carry out obligations and enforce rights arising from any contracts entered between you and me
- To notify you about changes to DonBethune.com or any services I offer
- To communicate with you via email, phone, or SMS as described in this Policy
- For any other purpose with your consent
Sharing Information with Third Parties
I do not sell, rent, or lease your personal information or SMS opt-in data to third parties.
In the course of loan origination services, your information may be shared with lenders, financial institutions, or other parties necessary to process your loan application, with your knowledge and consent. I may also share data with trusted service providers who assist in operating this website or delivering communications, provided those parties are prohibited from using your personal information except to provide these services and are required to maintain its confidentiality.
I may disclose your personal information without notice if required to do so by law or in the good faith belief that such action is necessary to: (a) comply with legal process; (b) protect and defend my rights or property; or (c) protect the personal safety of users or the public.
Automatically Collected Information
I may automatically collect information about your computer hardware and software, including your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of this website.
Use of Cookies
This website may use "cookies" to help personalize your online experience. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie. You have the ability to accept or decline cookies through your browser settings. Declining cookies may limit certain interactive features of this website.
Security of Your Personal Information
I use commercially reasonable methods, including SSL encryption, to protect your personal information from unauthorized access, use, or disclosure. No data transmission over the Internet can be guaranteed to be 100% secure. As a result, while I strive to protect your personal information, I cannot guarantee the security of any information you transmit to me, and you do so at your own risk.
Right to Deletion
Subject to certain exceptions, upon receipt of a verifiable request from you, I will delete your personal information from my records and direct any service providers to delete your personal information from theirs. I may not be able to comply with deletion requests if it is necessary to complete a transaction, detect security incidents, comply with legal obligations, or fulfill other purposes described in this Policy.
Children Under Thirteen
I do not knowingly collect personally identifiable information from children under the age of 13. If you are under the age of 13, you must ask your parent or guardian for permission to use this website.
Email Communications
From time to time, I may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, or other general communications. If you would like to stop receiving marketing or promotional emails, you may opt out by clicking the unsubscribe link in any marketing email.
Changes to This Statement
I reserve the right to change this Policy from time to time. When significant changes are made, I will inform you via the primary email address on file or by placing a prominent notice on DonBethune.com. Your continued use of the website and/or services after such modifications constitutes your acknowledgment of and agreement to the modified Policy.
Contact Information
If you have questions or comments regarding this Policy, or believe that I have not adhered to it, please contact me at:
Don Bethune, Mortgage Loan Originator, NMLS #2833380
Xpert Home Lending, NMLS #2179191
100 Highpoint Park Way, Suite 202, Braselton, GA 30517
Phone: 404-428-0142
Email: don@xperthomelending.com
